June 2010 - Employee Benefits I AP Benefit Advisors

PPACA Regulations – Preexisting Exclusions, Lifetime & Annual Limits and More

Federal Regulators released guidance on several new matters today. 1. DOL/IRS/HHS released new regulations: Patient Protection and Affordable Care Act: Preexisting Condition Exclusions, Lifetime and Annual Limits, Rescissions, and Patient Protections These interim final regulations define “essential health benefits” by cross-reference to section 1302(b) of the Affordable Care Act 8 and applicable regulations (which have […]


Q&A from the DOL: Keeping My Health Plan Grandfathered

During the health reform debate, we heard the mantra “if you like your health plan you can keep it.” The takeaway from that mantra was that if you like your doctor and your coverage you’ll be able to keep it. The new “grandfather” rules implement the provisions of the Affordable Care Act and enable businesses […]