February 2012 - Employee Benefits I AP Benefit Advisors

HHS Issues Final Rule for PPACA Medical Loss Ratio Rebates

by Patrick Haynes, Esq., LL.M On December 2, 2011, HHS and CMS (the Departments of Health and Human Services and the Centers for Medicare & Medicaid Services) released new final rules that addresses an assortment of issues with respect to the PPACA medical loss ratio (MLR) requirements. In conjunction with the new rules, the DOL […]

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Preventive care: It's free, except when it's not

By: Carla K. Johnson Bill Dunphy thought his colonoscopy would be free. His insurance company told him it would be covered 100 percent, with no copayment from him and no charge against his deductible. The nation’s 1-year-old health law requires most insurance plans to cover all costs for preventive care including colon cancer screening. So […]

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Majority of employers will continue to offer health benefits after ACA enacted

Healthcare Finance News, Chris Anderson, Senior Editor More than half of all employers said they will continue to offer employer-sponsored health benefits after health reform is fully enacted according to the results of a survey of benefits decisions makers released by GfK Custom Research North America. Even with many of the details of health reform […]

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HHS Amends Rules on SBCs (Summary of Benefits and Coverage) again

While the final rule on the SBCs makes several, important improvements over the preliminary rule (which you read about here on 9/16/2011, and then read about the delay on 11/18/11) employers and plan sponsors will still need to use the additional time to wrestle with potential costs and resources required to deliver something that will […]

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Webinar: 15 Common COBRA mistakes that will impact your bottom line

Join us for this complimentary, educational webinar and learn the 15 most common COBRA mistakes, which can have a negative impact on your bottom line. Attorney Patrick Haynes will review current and upcoming regulations and legislation, and deliver an in-depth review of these 15 common mistakes, including Notification Requirements, Severance Subsidies, COBRA vs. ARRA, and […]

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Pressured to Reduce Costs, Employers Raise the Bar on Incentives

By Rhonda Willingham, RN, BSN EVP Health Improvement, Alere Health More than 70 percent of the nation’s employers have put their faith in wellness initiatives to improve health and reduce costs, yet they continue to be challenged with disappointing participation rates in their worksite wellness programs. This belief in improving wellness has been so strong that […]

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