September 2012 - Employee Benefits I AP Benefit Advisors

Keys to Successful Benefits Administration

When it comes to benefits administration and consulting, having an edge with technology is important, but it is also essential to retain the human element, supported by talented people and a personalized approach. This means having access to experts in the benefits administration process who will walk you through the latest technology and automated processes to […]

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Popular Group Health & Employee Benefits Blogs

Over the last several weeks we’ve covered a lot about the recent flurry of healthcare legislation changes via Obamacare and their impact on companies and individuals. These are issues that genuinely affect the lives of most Americans and the benefits strategies for many American businesses. Here are some of our most popular blogs on these […]

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Ambiguity in Health Law Could Make Family Coverage Too Costly for Many

By Robert Pear, New York Times WASHINGTON — The new health care law is known as the Affordable Care Act. But Democrats in Congress and advocates for low-income people say coverage may be unaffordable for millions of Americans because of a cramped reading of the law by the administration and by the Internal Revenue Service […]

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Checks Come as Surprise under ‘Obamacare’

cnn.com Your check really might be in the mail. By August 1, health insurance companies have to refund $1.1 billion in premiums to about 12.8 million customers, thanks to the Affordable Care Act. The “80/20 rule” in the ACA mandates that health insurers spend at least 80% of their customers’ premiums on health services, leaving […]

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PPACA update: The IRS/DOL/HHS Issued Notices on Full-Time (30 hours), the 90-Day Waiting Period and Affordability

On the last Friday in August, the Departments of Labor, Treasury and Health & Human Services quietly issued two new notices that attempt to provide employers with some insight and guidance on how to determine which workers are “full-time employees” who must be offered coverage under PPACA (the Patient Protection and Affordable Care Act of […]

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