November 2013 - Employee Benefits I AP Benefit Advisors

Holiday Regulation Dump! That Pesky $63 per head fee and Much More!

More Proposed Regulations from HHS While the Department of Health and Human Services (HHS) has been busy on several fronts (including fixing the healthcare.gov websites), they haven’t taken their “foot off the gas pedal” and are sending out new regulations at a solid pace.  This week they issued proposed regulations that address a variety of […]

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Exchanges Gear Up for 2015

by Allison Bell, LifeHealthPro.com The U.S. Department of Health and Human Services and state agencies are already starting to issue regulations and guidelines for the 2015 public exchange program. Many states have had trouble getting 2014 exchange enrollment systems to work properly. Oregon, for example, has not yet completed work on its enrollment site, and […]

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Your commute could be saving you money; 2014 Transit & Parking Updates

Editor’s Note:  Before you get “excited” and re-do printed materials with the “new” (lower 2014 mass-transit limit/higher parking limit), please keep last year’s timing in mind. Last year’s timeline:  (a) 1/4/13:  Federal stimulus package expired, dropping the transit benefit from $240 to $125.  Parking remained at $240.  (b) 1/11/13:  Transit was restored to parking’s level […]

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ACA Cancellation Fix Decisions by Region

This chart provides information by state on whether or not late renewals will be allowed within their implementation of the affordable care act and the reasoning behind these decisions. The decisions are varied, and a number have not yet committed. To read more, view the PDF from the National Association of Health Underwriters.

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Comparison Chart from the Council for Affordable Health Coverage

Individuals with existing health insurance are receiving notices from insurers that, as of January 1, 2014, their plan would be cancelled. Plans are being cancelled because they do not meet the Affordable Care Act’s (ACA) new standards, and, as such, would no longer be offered. The ACA did include a so called, “grandfather clause,” which […]

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Debate Over Delaying Individual Mandate Grows Louder

By John Commins, from HealthLeaders Media The American Academy of Actuaries is warning that delaying the individual mandate could affect risk pools and claims in 2014 and beyond. Health plans say they cannot work without this key provision of the Patient Protection and Affordable Care Act. Insurers and actuaries are warning that extending the enrollment […]

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HHS Issues HIPAA Law-Enforcement Guide and Informal Guidance on Marketing and Decedents' PHI

From EBIA HHS has added several new resources to its HIPAA privacy website, including the following materials addressing the use and disclosure of protected health information (PHI) in law-enforcement situations, for certain marketing purposes, and with respect to deceased individuals: “Blue Card” Guide for Law Enforcement. This two-page summary briefly explains the scope of the HIPAA […]

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