May 2014 - Employee Benefits I AP Benefit Advisors

Update: Health Plan Identifier (HPID 10 digit number) Requirements for Self-Insured Health Plans

12/19/2018  HHS final update:  This proposed rule would rescind the adopted standard unique health plan identifier (HPID) and the implementation specifications and requirements for its use and the other entity identifier (OEID) and implementation specifications for its use. The decision to propose to rescind the adopted standards was made following a careful assessment of industry […]

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Annual bswift Benefits Study Now Available

The annual bswift Benefits Study identifies trends and provides insight into how organizations are using wellness initiatives, consumerism and technology to shift responsibility for benefits decision-making and management from employer to employee. Click here to review this informative study.

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Employer Health Care Arrangements

from irs.gov Q1. What are the consequences to the employer if the employer does not establish a health insurance plan for its own employees, but reimburses those employees for premiums they pay for health insurance (either through a qualified health plan in the Marketplace or outside the Marketplace)? Under IRS Notice 2013-54, such arrangements are […]

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Federal Funds Earmarked to Offset Affordable Care Act Insurer

By Noam N Levey of L.A. TIMES The Obama administration has quietly adjusted key provisions of its signature healthcare law to potentially make billions of additional taxpayer dollars available to the insurance industry if companies providing coverage through the Affordable Care Act lose money. The move was buried in hundreds of pages of new regulations issued […]

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Implementation FAQs Address Out-of-Pocket Maximums, Preventive Services, Health FSA Carryovers, and More

from EBIA The DOL, IRS, and HHS have jointly issued FAQs Part XIX, addressing implementation of a variety of health care reform provisions. Here are highlights: Out-of-Pocket Maximums. Q/As-2 through -4 address the extent to which certain items must be counted toward the annual limit on out-of-pocket maximums for essential health benefits (EHB), generally applicable to […]

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COBRA Updates Include Marketplace Options

            The United States DOL (Department of Labor) released some new/revised notices at the end of last week. These include: New Model General Notice (used in IROC & COBRA FAQ letters. IROC = Initial Rights of COBRA notice, given to new plan entrants to remind them that certain events can […]

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May is Disability Insurance Awareness Month

The Council for Disability Awareness has developed tools and resources on this page to help advisors, employers, consumers, the media, and anyone else interested in disability, understand the need for every working American to protect his or her income. Check out this interesting infographic. More information is available at http://disabilitycanhappen.org/diam/.

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