September 2014 - Employee Benefits I AP Benefit Advisors

AP Benefit Advisors, LLC Partners with AssuredPartners, Inc.

AP Benefit Advisors, LLC, announces a partnership with AssuredPartners, Inc. AP Benefit Advisors operations will continue under the leadership of Reagan Crawford. AP Benefit Advisors is a full-service benefits consulting, administration and brokerage firm that helps organizations manage and deliver the best value for employee health and welfare programs. Combining the industry’s top talent and web-based […]

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The IRS Expands Permitted Election Changes for Health Plans under Section 125 Plans

The universe of permitted election changes under a cafeteria plan has been expanded. As with all IRS-permissible-change rules (often referred to by employers under catch-all phrases like “status changes”, “life events”, etc.), employers/plan sponsors have the option to implement these rules or not. With Notice 2014-55, the IRS expanded the permitted election changes to allow […]

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Health Care Reform Has Cost $73 Billion So Far

Costs of reform expected to continue growing – From the Washington Free Beacon The Affordable Care Act and its companion electronic health records system have cost the U.S. more than $73 billion in the nearly five years since their passage–and the cost will only rise, Bloomberg Government reported. The total also includes the cost of the […]

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New IRS Publication Helps You Find out if You Qualify for a Health Coverage Exemption

By the Internal Revenue Service   Taxpayers who might qualify for an exemption from having qualifying health coverage and making a payment should review a new IRS publication for information about these exemptions. Publication 5172, Health Coverage Exemptions, which includes information about how you get an exemption, is available on IRS.gov/aca. The Affordable Care Act […]

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Webinar: Innovative MEC Plans Allowable Under ACA – Reducing Employer Penalties

Join AP Benefit Advisors Senior Counsel Patrick Haynes and UnitedHealthcare Vice President Patti Walsh as they review innovative larger employer MEC solutions, and how to differentiate and avoid employer penalties. What are the implications and nuances pertaining to MEC (Skinny) plans, and what can be done to ensure PPACA compliance with these plans? Topics for […]

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Top Benefits & Health Care Reform Blogs

Health care reform due to PPACA and related legislation continues to have a dramatic impact on all sectors of the market. Want your business to avoid significant penalties and fines? Stay on top of the latest rulings and their implications. Here are a few of our most popular recent benefits legislation and health care reform […]

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Rising Popularity of Self-Insured Plans among Small and Midsize Employers

The affordable care act exempts stop-loss plans from minimum loss ratio requirements, and self-insured plans from industry fees, incentivizing such plans for small and midsize employers. This should increase demand for stop-loss insurance as businesses try to avoid the increasing costs associated with healthcare in the United States. In spite of the fact that self-insured […]

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