March 2015 - Employee Benefits I AP Benefit Advisors

New SBCs Delayed until January 1, 2016

SBC Used delayed until Jan 1, 2016 PPACA FAQs XXIV You may have read our December 2014 blog-post about how these new SBCs will be different from our current ones.  Now, you’ll have the remainder of 2015 to work through those changes. Set out below is an additional Frequently Asked Question (FAQ) regarding implementation of […]

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Popular Benefits Legislation Blogs

Rulings and documents pertaining to PPACA legislation have been released at a furious pace over the last few months, leaving many businesses struggling to catch up. Falling behind on benefits compliance can prove costly at a crucial time like this. Additionally, businesses that continue to offer leading-edge employee benefits retain the best and brightest in […]

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EEOC – To offer wellness guidance (at last)?

WASHINGTON- The U.S. Equal Employment Opportunity Commission (EEOC) on March 20 voted to send a Notice of Proposed Rulemaking (NPRM) on the interplay of the Americans with Disabilities Act (ADA) and the Affordable Care Act (ACA) with respect to wellness programs to the White House Office of Management and Budget (OMB) for clearance. This proposed […]

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Webinar: The Top 10 Affordable Care Act and IRS Compliance Issues for 2015

Join AP Benefit Advisors General Counsel and Vice President-Compliance, Patrick Haynes, as he reviews the top 10 Affordable Care Act and IRS compliance issues facing employers in 2015. Nuances relating to electronic distribution rules, FSA requirements, definition changes and premium tax credit reconciliation discrepancies will be discussed in this complimentary webinar. Topics to be discussed […]

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IRS Releases Publication 969 – Ready for Tax Season

The IRS’ latest version of Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans has been published to their website. Publication 969 provided general rules for: HSAs – Health Savings Accounts HCFSAs – Health Care Flexible Spending Arrangements/Accounts HRAs – Health Reimbursement Arrangements MSAs – Medical Savings Accounts What’s new for 2014? There are […]

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HHS Explains Application of Annual Cost-Sharing Limit to Family HDHP Coverage

From EBIA HHS has posted an FAQ explaining how the annual cost-sharing limit under healthcare reform will affect high-deductible health plan (HDHP) coverage. In the preamble to final 2016 parameters regulations issued last month, HHS established that the cost-sharing limit for self-only coverage should apply to all covered individuals, whether or not they are covered […]

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Court Rules Premium Increase Is Loss of Coverage for COBRA Purposes

From EBIA A federal trial court has ruled that a premium increase may be considered a loss of coverage for purposes of determining whether an employee has experienced a COBRA qualifying event. The case was brought by two employees who were suspended without pay and subsequently terminated. For both, coverage under their employer’s health plan […]

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FMLA Final Rule Defines Spouse According to “Place of Celebration” Rule

The DOL has issued a final rule revising the regulatory definition of “spouse” for purposes of the FMLA. Effective March 27, 2015, spousal status will be determined based on the marriage’s “place of celebration” rather than the employee’s “state of residence.” Under the place of celebration rule, all legally married couples will have consistent FMLA […]

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