July 2015 - Employee Benefits I AP Benefit Advisors

Webinar: Top 15 Must-Do's for 2016 Renewals to Ensure Compliance and Avoid Penalties

Join AP Benefit Advisors Senior Counsel and VP of Compliance, Patrick Haynes as he reviews the “Top 15 Must-Do’s for Your 2016 Renewal” to ensure compliance and avoid penalties. It’s imperative that HR teams avoid key mistakes in their 2016 open enrollment. With the increased challenges and scrutiny impacting enrollment, employers must avoid these critical, […]

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Open Enrollment System Checklist – What Systems Should Provide for 2016 Enrollment

Open enrollment season is rapidly approaching and your January 1st clients will be looking for an easy-to-use, multi-carrier, multi-product enrollment system. Today, enrollment systems should provide comprehensive services, from pre-enrollment loading of eligibility data to assisting in benefit decisions, and feeding election data to the carriers and vendors. Use the enrollment checklist below to determine […]

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Women’s Preventive Services Coverage and Non-Profit Religious Organizations

The US Department of Labor, EBSA (Employee Benefits Security Administration) has posted some new information. Most health plans are required to cover certain recommended preventive services, including certain women’s preventive health services, without charging cost sharing, like a co-pay, co-insurance, or deductible. The independent Institute of Medicine (IOM) provided recommendations to the Department of Health […]

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Reporting Requirements: Increased Penalties and New Electronic Filing Steps

The Trade Preferences Extension Act of 2015 (“Act”), signed into law by President Obama on June 29, significantly increases potential penalties for insurers and employers that fail to comply with the new Affordable Care Act (ACA) Minimum Essential Coverage (MEC) and Large Employer reporting requirements first due in 2016. As a refresher: IRS Code 6055 […]

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Eighth Circuit Reinforces That Plan’s Deadline for Filing Suit Controls

from EBIA More than two years after receiving a final benefit denial, a participant sued her self-insured multiemployer ERISA health plan. The Eighth Circuit, upholding the trial court, ruled that the lawsuit was time barred because it was not brought within the two-year period required by the plan—rejecting application of a state law providing a […]

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