December 2015 - Employee Benefits I AP Benefit Advisors

Cadillac Tax – Delayed Again

Chalk this up to – we all saw this coming, but had to prepare for it anyway.  You may recall that the so-called Cadillac Tax was due to hit all employers and plan sponsors as part of their 2014 renewals.  Many special interest groups, including big-labor pressed for a delay and the administration provided a […]

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Opt-Out Payment 180! And, ER Shared Responsibility Payments Indexed.

Departments change their minds on opt-out guidance:  Until future guidance is issued, opt-out payments under existing opt-out arrangements (as defined in the Notice) are not added to the stated cost of the employer’s lowest cost self-only health coverage for ACA affordability test purposes. As you may recall from prior meetings, webinars and other presentations, beginning […]

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2015 Form 5500 Released (and longer extension was repealed)

The U.S. Department of Labor has released the 2015 Form 5500 and related instructions.  Modifications to Form 5500 as well as schedules and instructions for plan year 2015 are described under “Changes to Note” in the 2015 instructions. Examples of these changes include: IRS Electronic Filing Requirements. On September 29, 2014, the Treasury Department issued […]

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Webinar Series: Final Regulations on 2010 PPACA Provisions

Join AP Benefit Advisors’ General Counsel and Vice President – Compliance, Patrick Haynes, for a complimentary webinar as he reviews PPACA Final Regulations on 2010 Provisions on Tuesday, December 8, from 12:00pm to 12:35pm EDT. Many employers are struggling to understand how these changes to their health plans will be implemented, what cost changes they […]

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