News Archives - Page 2 of 41 - Employee Benefits I AP Benefit Advisors

Benefits of Hiring People with Disabilities

It’s not just the law, there are business benefits to hiring those with disabilities. Benefit #1 – Those with disabilities can have longer tenure than those who do not have a disability. Benefit #2 – An employer who is disability-confident knows how to communicate better with customers with disabilities, as well as attract customers with […]

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Employees + Allergies = Accommodation

A Baltimore, Maryland-based company is facing an Americans with Disabilities Act (ADA) lawsuit for having failed to accommodate an employee with a severe peanut and tree nut allergy. In this case, the allergy could result in anaphylactic shock or death. The employee had requested the company supply her with vinyl gloves to handle items at […]

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Paid Leave for Federal Contracts

On September 7, 2015, President Obama ordered paid leave for federal contractors and subcontractors. Federal contracts may earn a maximum of seven days paid sick leave each year. The workers can earn a minimum of one hour of paid sick leave for every 30 hours that they work. This law will also allow workers to […]

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Is Attendance an Essential Job Function?

Employers have found the Americans with Disabilities Act (ADA) to be a painful compliance pill to swallow. Regulations include a voluminous list of conditions that may be considered disabilities and recent emphasis has changed from determining if a disability exists to whether the accommodation is reasonable. Even workplace attendance has come under fire as an […]

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Obama Administration Interested in Reducing Self-Insurance

Self-insurance – the practice of employers assuming the financial risk to provide health care benefits to their employees – seems to be under the scrutiny of the Obama Administration as they are more interested in endorsing the Affordable Care Act’s (ACA) health insurance exchanges. With self-insurance, employers are able to tailor their benefits based on […]

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President Obama Signs the PACE Act

Last week the National Association of Health Underwriters (NAHU) announced that both chambers of Congress passed the Protecting Affordable Coverage for Employees (PACE) Act with anticipation of President Obama signing off. The wait is over – President Obama signed the PACE Act on October 7, 2015. Prior to the PACE Act, the definition of small group market […]

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Stop Employees from Sharing Trade Secrets

A filtered picture … 140 characters … an emoji or two … #simplehashtag … boom!  Your secret is out and already liked, commented on and shared before you even have a chance to lookup what a #hashtag means! Social media makes it just that simple for anyone to spread a trade secret or confidential information that you […]

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ACA Documents and Requirements Review

Employers Prepare! With the Affordable Care Act (ACA) in full force, now is the time for employers and plan sponsors to comply with documentation and distribution rules. Failure to comply may result in costly penalties! 1. Summary Plan Descriptions (SPDs) Companies often assume the insurance carrier will provide the SPD or mistake the insurer’s benefits booklet for […]

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PACE Act Passed By Congress

NAHU, The National Association of Health Underwriters, has announced that Congress passed the Protecting Affordable Coverage for Employees (PACE) Act. This was passed on September 28, 2015. The Act gives states increased flexibility to determine small-group market size, rather than being forced into the national standard. NAHU was concerned with potentially onerous regulations of group size disrupting […]

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