COBRA Archives - Employee Benefits I AP Benefit Advisors

COVID-19 Public Health Emergency Declaration Renewed; Further Extends Group Health Plan Deadlines

The federal public health emergency declaration due to the COVID-19 pandemic has been extended to January 22, 2021. The Department of Health and Human Services (HHS) originally declared the public health emergency on January 31, 2020, and the declaration was previously renewed twice this year, in April and July. Public health emergency declarations are generally […]

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AssuredPartners Town Hall Webinar | State Reopening Orders & Employee Return to Work Measures

AssuredPartners is pleased to continue our Town Hall meeting series this week with a focus on State Reopening Orders and Employee Return to Work Measures. Based on significant demand from our customers, we will cover the following topics for discussion with our presenters: Recent DOL and IRS Changes for COBRA, Special Enrollments, and Claims Deadlines State […]

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DOL Issues COVID-19 Relief and Guidance for Employee Benefit Plans

The Department of Labor’s (DOL’s) Employee Benefits Security Administration (EBSA) issued deadline relief and other guidance under Title I of ERISA (the Employee Retirement Income Security Act of 1974) to help employee benefit plans, plan participants and beneficiaries, employers and other plan sponsors, plan fiduciaries, and other service providers impacted by the coronavirus (COVID-19) outbreak. […]

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COBRA and the Equitable Tolling Doctrine

Question: I just found out that a former employee near the end of his COBRA election period was in an accident and is currently incapacitated. What are my options, administratively, if the election period ends and he has not yet elected COBRA coverage? Answer (from HR.BLR.com): The Consolidated Omnibus Budget Reconciliation Act (COBRA) does not […]

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FMLA Effects on Other Laws

The Family and Medical Leave Act (FMLA) has many effects on laws such as the Americans with Disabilities Act (ADA), workers’ comp, and other state laws that apply specifically to medical or disability leaves. FMLA may also intersect with employer sponsored leaves and policies such as short or long term disability. When FMLA overlaps with […]

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The Burdens of Compliance

Due to the fact that health and welfare have become ever-present, employees now expect medical, dental, life, and other insurance when they are hired as part of their benefits package. Employers offer this coverage to attract and reward employees and to avoid penalties under the Affordable Care Act (ACA). There are burdens of compliance, which […]

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COBRA Updates Include Marketplace Options

            The United States DOL (Department of Labor) released some new/revised notices at the end of last week. These include: New Model General Notice (used in IROC & COBRA FAQ letters. IROC = Initial Rights of COBRA notice, given to new plan entrants to remind them that certain events can […]

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