DOL regs Archives - Employee Benefits I AP Benefit Advisors

DOL – New Electronic Disclosure Guidance for Pension Plans under ERISA

The DOL (US Department of Labor) is proposing in this document a new, additional safe harbor for the use of electronic media by Retirement plans to furnish information to participants and beneficiaries of plans subject to the Employee Retirement Income Security Act of 1974 (ERISA).  The proposal, if adopted, would allow plan administrators who satisfy […]


FMLA Final Rule Defines Spouse According to “Place of Celebration” Rule

The DOL has issued a final rule revising the regulatory definition of “spouse” for purposes of the FMLA. Effective March 27, 2015, spousal status will be determined based on the marriage’s “place of celebration” rather than the employee’s “state of residence.” Under the place of celebration rule, all legally married couples will have consistent FMLA […]


Limitations on Cost-Sharing Under the Affordable Care Act

Public Health Service (PHS) Act section 2707(b), as added by the Affordable Care Act, provides that a non-grandfathered group health plan shall ensure that any annual cost-sharing imposed under the plan does not exceed the limitations provided for under section 1302(c)(1) of the Affordable Care Act. Section 1302(c)(1) limits an enrollee’s out-of-pocket costs.(1) For plan […]