employee communications Archives - Employee Benefits I AP Benefit Advisors

DOL Issues Final SBC Template and Instructions

On Wednesday, April 6, 2016, the DOL (United States Department of Labor) issued final regulations on the new SBC (Summary of Benefits and Coverage) template and related documents, intended for use as of April 1, 2017. Final documents and a completed sample SBC are available on the DOL website, see the link below. PPACA (aka […]

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Employee Communications in Large-Scale Business Models

Effectively communicating an employee benefits package to potential and current employees is essential to attracting and retaining talented employees. This is especially true for large employers. Every step in the communication process adds complexity to an already challenging process. Communicating new benefits plans and offerings while addressing issues as they arise is a critical component […]

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COBRA Updates Include Marketplace Options

            The United States DOL (Department of Labor) released some new/revised notices at the end of last week. These include: New Model General Notice (used in IROC & COBRA FAQ letters. IROC = Initial Rights of COBRA notice, given to new plan entrants to remind them that certain events can […]

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More Questions and Answers from the IRS on Same Sex Marriage Issues

  Employers/Plan Sponsors can now correct inadvertent over-withholding or under-withholding due to the recognition of an employee’s marital status, but only if they act quickly to do so before the end of the year.  Also, since this can and will affect the amount of reportable income on W-2s, you must make your payroll departments aware […]

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2013 Revised Healthcare Reform Timelines, Version 11

If you want to see 10 pages of health reform in a 1 page timeline (well, 1 page for Employers and 1 page for Employees) then please visit our website (www.apbenefitadvisors.com/news). But, if you are looking for details specific to just a certain year or plan, then you can’t do better than this implementation timeline […]

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Links to Federal and State Exchanges/Marketplaces

Listed below you will see the website addresses for the Federal Exchange (now called the Marketplace) as well as each State’s Marketplace.   If your state is not listed please use the Federal Marketplace (link) and you’ll receive information about the Federal Exchange/Marketplace. US/Federal                    http://www.healthcare.gov/ California                      http://www.coveredca.com/ Colorado                      http://www.connectforhealthco.com/ Connecticut                   http://www.accesshealthct.com/ District […]

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PPACA-Obamacare Employer Mandate Pushed Back to 2015

The Employer Mandate portion of PPACA (“The Affordable Care Act”, aka Obamacare) has been pushed back to 2015.  The law’s Individual Mandate has not been pushed back, and neither have PPACA’s taxes and fees. The White House, on the evening of July 2, in a blog posting from Valerie Jarrett, senior advisor to the President, […]

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