R. Brian Bair
Brian joined AP Benefit Advisors, LLC after serving as the Group Benefit CFO for Wachovia Insurance Services, with responsibility from Northern VA through New York City. Prior to Wachovia, Brian worked at Benefit Resources, Inc., an independently owned group benefit insurance agency in suburban Philadelphia. Brian has prior experience in public accounting, real estate and IT consulting. Brian has a bachelor’s degree in accounting from Rutgers University and an MBA (Finance) from Drexel University. Brian is a member of the AICPA and NJSCPA.
Edward P. Brady
Executive Vice President
Pat has been a member of AP Benefit Advisors, LLC for twenty years in the capacity of Account Executive, specializing in Private Equity. His primary duty is to attract and maintain large accounts. Prior to AP Benefit Advisors, Pat operated a printing company in Washington, D.C. where he was involved in all aspects of sales, human resources and administration. Pat is a graduate of Villanova University with a bachelor’s degree in marketing.
Reagan began his insurance career in 1977 when he formed Crawford, Slevin & Hicks, Inc. Reagan’s expertise covers virtually every area of health life and disability benefits. He is licensed for Life, Health, Property, Casualty and Surplus Lines coverage. During the course of his career, Reagan earned his National Association of Securities Dealers Series 6 & 7 License, his Series 60 & Series 66 Licenses and his Chartered Life Underwriter designation from The American College. He is a member of the National Life Underwriters Association, Million Dollar Round Table, Society of Professional Benefit Administrators, and Society of Financial Service Professionals.
Patrick C. Curran, CHC
Senior Vice President
Pat has been in the Employee Benefits arena for over 32 years, working in various capacities. Pat spent 17 years with Blue Cross Blue Shield of Maryland running a regional office and managing large account areas in the Baltimore region. He worked with large employers exclusively with self-funded medical plans. Pat has been successful in working with many large employers in the region, providing both consulting and brokering services. Pat has the designation of Certified Health Consultant (CHC). He is very engaged with his clients evaluating wellness initiative and programs that provide an ROI for companies. Pat is also very involved with volunteer and charity work with his church and travels frequently to Guatemala and Mississippi to work on various projects.
Director of Operations
Lisa has worked for AP Benefit Advisors since April of 1989. She has held many roles within the organization from managing enrollment and billing, client accounting and the Cobra department. Lisa was also a programmer and systems analyst for many years. Currently Lisa manages the Operations and Production Department and oversees billing, client remittance, auditing, system set-up, production, web sites, transmissions and payroll processes. Lisa graduated from the University of Maryland Baltimore County with a degree in Information Systems Management.
Patrick Haynes, Esq., LL.M.
General Counsel/ Senior Vice President – Compliance
Patrick has a BA and an MBA from Rutgers University. In addition to his Juris Doctor from Rutgers University, Patrick also has a Master of Laws degree in Trial Advocacy from Temple University. He is a former trial lawyer and is licensed to practice law in both federal and state courts in NJ, PA, CT, the District of Columbia and the United States Supreme Court. Patrick joined AP Benefit Advisors in 2004, and his practice deals with all aspects of employee benefits, including all aspects of ERISA and the Affordable Care Act (PPACA). He has experience in designing, drafting and providing advice concerning all types of employee benefit programs, including both health and welfare plans. He offers daily review and support in matters involving COBRA, HIPAA and complex interpretations of the U.S. Tax Code. He lectures frequently on compliance and regulatory issues, updates as a result of new federal programs and can even host webinars to train your HR or management staff with regard to HIPAA, COBRA, ERISA or the ACA in general.
Please see our Webinar series (on this website) for monthly updates on various topics associated with ACA, IRS regulations, and other updates within the health & welfare benefits arena.
David Noel, CBC, DHP
Regional Director of Sales
David joined AP Benefit Advisors in December of 2006. He entered in the employee benefits industry in 1999 and currently serves as the Director of Sales. David has served as the President of the Baltimore and Maryland chapters of the National Association of Health Underwriters (NAHU) and was named the Person of the Year for the Baltimore chapter in 2012.
Kathleen Janocha, CBC, CDHC
Director of Account Management
As Director of Account Management and Customer Service, Kathleen brings with her over 16 years of insurance experience including over 2 years with AP Benefit Advisors, LLC. Kathleen began her career in the insurance industry in 2002 with BenefitMall, a National Third-Party Administrator. In November 2008, Kathleen transitioned to consultative work focusing on large group plan management. Kathleen possesses expertise and focus in the areas of client management, process development, and incorporation of administrative efficiencies to improve overall plan performance for our clients. In addition, Kathleen serves as a member of the Crawford Leadership Team and champions various internal projects at Crawford.
She’s a highly respected professional locally and nationally, and exemplifies premier service levels consistently demonstrated while building strong foundations and trustworthy relationships with clients and vendors. Kathleen served as a past President of the Baltimore Association of Health Underwriters (BAHU), in addition to several other board roles. Kathleen also possesses a Chartered Benefit Consultant, (CBC) designation.
Director of Data Analytics
Scott joined AP Benefit Advisors in the summer of 2008 as a Benefits Consultant. He was named Director of Data Analytics in May of 2013. Scott holds a degree in math and physics from Cornell University, and uses his skills to develop risk identification, management, and intervention strategies through our Informatix platform. Scott has been awarded the Legislative Excellence Award from the National Association of Health Underwriters (NAHU), and, in 2013, was named Person of the Year by the Baltimore Association of Health Underwriters (BAHU). Scott’s insights and perspectives have led to him having articles published in multiple trade journals, and he has been featured in publications such as, Health Insurance Underwriter, and Employee Benefit Advisor Magazine, among others. Scott lives in Carroll County, Maryland, with his wife and two children.
Mike joined the AP Benefit Advisors account management team in February of 2007. As a Sr. Account Manager, his focus is on large multi-state, multi-site employers with self-funded benefit plans. He brings a financial background and attention to detail that is important to our large self-insured clients. Prior to joining AP Benefit Advisors, Mike spent five years in the financial services industry. Mike graduated from Towson University with a BS in Business Administration and Finance.
Dave has over 25 years of experience in the insurance and benefits field in both the carrier and consulting arenas. He joined AP Benefit Advisors in 2010. His responsibilities include analyzing all aspects of a client’s benefit plans. Dave has experience with meeting the needs of larger self-funded groups, as well as smaller clients. He is a graduate of The Pennsylvania State University with a degree in Actuarial Mathematics. He maintains his Life and Health licenses in Pennsylvania and Maryland, and is a Group Benefit Associate, a designation given by the International Foundation of Employee Benefit Plans. He is active as a youth basketball coach, and currently runs the youth basketball program in his area.
Dedicating his career to the employee benefits arena, David serves as Chief Executive Officer of StoudtAdvisors. Previously he was an employee benefit manager for a large, national insurance company and also served as the president of a third-party administration firm. David graduated from Susquehanna University with a B.S. in business administration and is a member of the Self Insurance Institute of America, the Society of Professional Benefit Administrators, the Human Resource Management Association and the Lancaster County Business Group on Health. Dedicated to civic and community activities, David is a board member of the Housing Development Corporation, Linden Hall School for Girls, and Luthercare.
Michael F. Irvine
Michael began building the company in 1992 after a successful career in the insurance industry. Under his leadership, M.F. Irvine continues to achieve steady and successful growth, and lists as its clients some of the nation’s largest and most prestigious organizations in their respective fields. Mr. Irvine’s vast industry experience, as well as that of his staff, has been the key to the company’s success.
Scott has a B.S. in Business Administration from West Chester University. Prior to joining Stoudt Advisors, Scott worked with Fulton Financial in the Human Resource Dept. He started his career in training and development and was promoted to Regional Human Resource Manager. After Fulton, Scott took on the role of Executive Director of Professional Services Group, a human resource consulting company operated by Bank of Lancaster County. Scott works with our clients to ensure their success by developing strategic employee benefit plans and effective employee communication strategies. Scott operates under the philosophy that it is only through developing others that we truly succeed. Scott joined StoudtAdvisors in 2005.
Michael Devine is Director of Health and Welfare Benefits Consulting within M.F. Irvine’s Employee Benefits Division. He joined the firm in May of 2009. Michael has a strong analytical background and is a subject matter expert on Health Care Reform. He has been an expert panelist on several seminars hosted by M.F. Irvine. Michael plays a key role providing benefits consulting to key clients and is engaged in program design, financial evaluation, health and wellness compliance, communications, and has first-hand experience working with real time data analytics and utilization measurement delivering cost saving solutions for employers.